Any person injured in a road crash or a dependant of anyone killed in a road crash in Namibia can claim for assistance from the MVA Fund. The following are the benefits offered by the MVA Fund, in accordance with the MVA Fund Act 10 of 2007:
Medical Benefits
A person involved in a motor vehicle crash is eligible for an undertaking amounting up to N$1,500,000.00, which provides for medical treatment, injury management, rehabilitation and life enhancement.
Injury Grant
The Fund provides an Injury Grant to the maximum value or limited to N$100,000.00. This is a cash grant that serves as compensation for injury in respect of any injured person.
Funeral Grant
The Fund provides a Funeral Grant to the value of N$7,000.00 in respect of any person who died in a road crash in Namibia.
Loss of Income
Loss of Income may be claimed by a survivor of a road crash and is limited to N$100,000.00 per annum, with certain limitations and exclusions.
Loss of Support
Loss of Support may be claimed by a dependent of a deceased and is limited to N$100,000.00, per annum, per family with certain limitations and exclusions.
Who is excluded from the benefits?
A person is excluded from benefiting:
- If the person drove the motor vehicle under the influence of alcohol when the crash occured;
- If the person who is the driver of the motor vehicle did not hold a valid driver’s license or he/she is the holder of a learner’s license or any other restricted licenses issued under that law, failed to comply with conditions of that particular license;
- If the person is the owner of a motor vehicle involved in the crash being driven by a person who is not a holder of a license;
- If the person has driven the motor vehicle or is being conveyed in the motor vehicle during the course of committing a serious criminal offence unless such a person has driven the vehicle or is being conveyed in the vehicle against his/her will;
- If the claimant in submitting the claim provides false information, or withholds information, calculated to mislead the Fund in making a determination on the claim;
- If the person involved in the motor vehicle crash was illegally in the country at the time of the crash